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Are you Protected?

Updated: Feb 05 18
 Created: Dec 31 69

Click the insurance type you require to request a quote or more information.

Automobile In Ontario, the government regulates that individuals must carry the following coverages: Liability for Bodily Injury, Liability for Property Damage, Direct Compensation, Uninsured Motorists & Accident Benefits. Although not mandatory, Collision and Comprehensive coverage is available.


Home / Seasonal / Farm A homeowner’s insurance policy provides coverage for your principle residence. There are different types of coverage forms to choose from. It also includes personal liability insurance.


TenantTenant insurance provides coverage to replace your contents and your tenant liability exposures.


Commercial Property & LiabilityWe handle all types of commercial insurance designed to protect your business property and liability exposures due to your operations. Many additional forms of coverage can be added like Business Interruption.


Commercial Auto We can provide coverage for many commercial automobile exposures, whether for a single vehicle or a fleet of commercial vehicles.


Marine Protection for you and your passengers for personal injury, in the event of an accident, as well as damage to your boat or property. Insurance for theft of the boat & its contents is another safeguard available.


TravelTake peace of mind along on your vacation. Our Travel Insurance provides you and your family protection in the event of unexpected illness or injury requiring sudden medical attention or hospitalization.
We also provide Foreign Travellers with Medical Coverage while
they visit Canada.


Professional Liability and
Errors & Omissions
A Professional Liability and Errors & Omissions policy provides coverage for negligent acts performed in your capacity as a professional. This coverage is excluded under your Commercial General Liability.


Directors and Officers Liability Provides coverage for the legal liability of directors and officers in both corporate and non-profit organizations.


Special Events and Sports Liability Provides coverage for one day events, such as sport camps, hole in one, and liquor liability.


Life, Disability &
Group Insurance
 Our office has access to several providers offering Life/ Disability/Group Insurance Products. Please contact us for more information..


Overland Water Coverage for water damage caused by overflow of a lake or river, heavy rain or rapid snowmelt that enters your home from a point at or above ground level. Overland water coverage is available to homeowners, tenants of houses, condos, rental properties, seasonal or secondary properties where sewer backup coverage is in place.


Cyber Liability
Insurance
 Cyber liability coverage is available for any Ontario business, small and large, nonprofit organizations and retailers. Under Canadian privacy laws, your company is liable for protecting sensitive data such as credit card numbers and health information. Any breach of date opens your business up to a potential lawsuit and fines. Cyber insurance can cover your business against a number of threats including coverage for third party liability limits, defense costs for cases of theft or loss of personal or confidential and financial information, cyber extortion, business interruption and extra expense, costs incurred to notify of security breaches and errors and omissions.